Understand the requirements of the VA Home Loan Program
Requirements for VA Eligibility
You or your spouse must meet the basic service requirements set by the Department of Veteran Affairs, and have a valid Certificate of Eligibility (COE). You will also need to satisfy the lender’s credit and income requirements.
Meeting any of these requirements will make you eligible for the VA Home Loan:
VA Home Loan Certificate of Eligibility (COE)
Your Certificate of Eligibility (COE) is the most important part of VA home loan. Your COE provides us, the lender with confirmation that you qualify for VA home loan benefits.
As your lender, we’re able to instantly able to pull your COE through the Department of Veteran Affairs (VA) automated system. Most, or nearly all of COE’s are requested through their portal.